Who selects the Appraiser in an insurance claim?

In the context of an insurance claim, the selection of the appraiser can indeed be made by either the insurer or the insured. This is a common provision found in many insurance policies, particularly in the realm of property insurance.

When a disagreement arises over the amount of loss or damage, the appraisal process serves as a method for resolving disputes fairly and efficiently. Typically, both parties have the right to appoint their own appraiser. The insurer and the insured can each select an appraiser who is knowledgeable in evaluating the type of loss or damage in question.

Subsequently, the appraisers chosen by both parties will work together, often with the assistance of an impartial umpire if they cannot agree on the assessment. This collaborative approach ensures that both parties have a voice in determining the value of the claim, thereby promoting fairness in the claims process.

Understanding this selection process is crucial for individuals involved in insurance claims, as it highlights the importance of both parties having equal opportunity to influence the outcome of the appraisal.